Keep 100% of Your PPP Money: Forgiveness Application Strategies


It is entirely up to you. You could qualify to keep 100% of the Paycheck Protection Program (PPP) loan money you previously received without having to pay it back, or you could be forced to repay the loan with interest.

There are now three different ways to submit your loan forgiveness application (depending on your circumstances). Each form must be completed and submitted accurately by the fast-approaching deadline. If not, you’ll be required to repay back the entire amount.

The good news is that help is available – and you don’t have to wait for hours on the phone for your bank or the Small Business Administration (SBA) to get the answers you need.

During this 60-minute online training session, accounting expert, Lin Walker, will walk you through how to accurately complete each of the three PPP Loan Forgiveness applications. During this training, she’ll provide you with step-by-step instructions to help you cut through each forms’ complexities to help you qualify to keep every penny of PPP funding you’ve received.

Here are just a few of the PPP Loan Forgiveness Application strategies that you’ll receive by attending this 60-minute online training:

  • Choose whether an 8- or 24-week covered period works best for your practice
  • Calculate your total eligible costs without missing out on any covered items
  • Audit-proof your count of full-time employees to head off violation penalties
  • Pin down specifically how to get loans under $50,000 forgiven in minutes
  • More easily identify eligible PPP expenses to maximize your loan forgiveness
  • Avoid common application errors due to form instruction sequence
  • Don’t let employees that opt not to return to work taint your numbers
  • Head off forgiveness denials by including must-have supporting documents
  • Cut repayment amounts by correctly calculating employee headcount and wages
  • Apply easy-to-use formulas to keep more of your PPP funding
  • And so much more…

WARNING: The government is cracking down on misuses of PPP funds. Make one error and you’ll not only have to repay the money with interest, you could also face fraud charges and huge financial penalties. Allegation of fraud has already been announced, and a physician has even been arrested.

Don’t let this happen to you. PPP Loan Forgiveness Application Strategies.

Sadly, components of the PPP Loan Forgiveness Application are unorganized and confusing. This can make qualifying to keep 100% of your paycheck protection money almost impossible – unless you get a little help. This online training will give you EXACTLY what you need to submit your forgiveness application correctly the first time and keep more of your PPP funding.

IMPORTANT: Time has NOT run out for you submit your application. The Small Business Association (SBA) has extended the forgiveness application deadline past the forms’ 10-31-20 expiration date. But you must submit your form by your personal due date, or you’ll have to start making loan payments.

Access to this online training will be limited to ensure that you and other attendees have the time necessary to get your specific PPP Loan Forgiveness questions answered by the expert presenter.  To guarantee your access to this training, sign up today. PPP Loan Forgiveness Application Strategies.

Special Guest Speaker:
Register for this online training, and you will also receive exclusive answers from expert accountant Manuel Cosme, CPA, CPC. His proven accounting answers will show you how to handle physicians’ compensation so you receive full loan forgiveness. He’ll also walk you through using full-time employee and business restoration exceptions so you can easily keep your PPP money interest-free.

*Special Guest Speaker Q&A will be included with your 60-minute presentation.

Meet Your Experts

Lin WalkerAccounting Services Manager at CFO Services Group

Lin Walker is a healthcare accounting expert and Accounting Services Manager at CFO Services Group, a firm that specializes in managerial accounting for small businesses. At CFO Services Group, she has worked with physician owners and administrators managing their accounting department as well as helping them out with disaster loans this year. Her extensive business background provides proven accounting insight to assist practices with day-to-day financial details and big-picture decision making.

Walker provides CFO-level consulting and strategy and conducts quality control reviews. Previously she served as senior accountant for the donor-advised fund Razoo Foundation in Alexandria, Virginia, where she supervised and ran disbursements of millions of dollars in donations.

She also was the operations manager at Garza Law Firm in Rockville, Maryland, and HR and accounting manager at Global HealthCare China in Shanghai. It was here that she was able to work with expatriate English-speaking doctors with their accounting and HR questions and gained global healthcare industry accounting experience.

Manuel CosmeFounder of CFO Services Group

An entrepreneur with diverse accounting experience and a love for sharing knowledge, Manuel “Manny” Cosme, founder of CFO Services Group is driven to help other small businesses With more than 15 years focus on managing finances and administration, Cosme has the high-level experience and training that his clients need and want. He worked as a financial statement auditor in a national public accounting firm and left to join a small accounting firm focusing on bookkeeping, payroll, and tax preparation for small businesses.

​In addition to leading the team at CFO Services  Group, Cosme serves as the Treasurer of the Board of Directors for both the Equality Chamber of Commerce DC Metro Area and the Greater Washington Hispanic Chamber of Commerce, and is Finance Chair for Entrepreneur Organization DC Accelerator program.

Cosme graduated summa cum laude from the School of Economics and Business Administration at Saint Mary’s College in California, with a dual major in Accounting and Economics and a minor in Mathematics.


Content was presented in a way that was easy to understand. The presenter was direct and provided key points.
Leah Zeigler
Finance Director, Aspenti Health